Tag:Modified

Modified Car Insurance Quotes

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Finding a good-quality modified car insurance quote at a sensible price is not easy.

If you have a modified car or modified imported car then you’ve found the right place.

Need to Insure can offer you competitive modified car insurance quotations for your specialist modified car.

We know the difference between a slightly modified car fitted with alloys, exhaust and an air filter to heavily modified car with a big BHP increase, engine transplant or major body modifications.

Our team also understand that roll cages are different to show cages.

No matter what type of modified car you drive, our team can find the right policy for you.

We compare from the leading modified car insurance companies to offer you a policy to suit your individual needs.

We can also offer quotes for Northern Ireland as well as the UK. So you can be certain your modified car insurance quote is as unique as your modified car.

We can also include the following options subject to acceptability.

Please ask for details when obtaining a modified car insurance quotation.

If you drive a modified car regardless of the modifications then talk to one of our team on 01623 720081.

Modified BMW

Imported Car Insurance

Modified Ford Escort RS Turbo S2, Insured on a MODIFIED CLASSIC CAR INSURANCE Policy

Ford RS Engine Bay

Compare your modified car insurance with Need to Insure today.

If you’re looking for competitive rates on your modified car insurance, then talk to our modified car insurance team on 01623 720081.
Need to Insure have been comparing modified car insurance with the leading insurance providers for many years, so you’re in good hands.

Ford Escort Cosworth
From Modified Cosworth insurance to Modified Evo insurance we can compare quotes for them all.

Contact us on 01623 720081 and let us compare quotes for your modified car insurance from the insurance broker who knows their modified cars.

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Modern Classic Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Modern Classic Car Insurance: Protect Your Legacy on the Road

At Need to Insure, we understand that your modern classic car isn’t just a vehicle—it’s a part of your identity, your passion, and your legacy, as a result our Modern Classic Car Insurance provides the coverage your prized possession deserves.

What is Modern Classic Car Insurance?

Modern classic cars are vehicles that combine timeless design with contemporary performance. Typically, these cars are 0 – 19 years old, blending nostalgia with modern-day engineering. As these cars continue to appreciate in value, because of this they require specialized insurance to properly safeguard their unique characteristics.

Why Choose Us?

At Need to Insure, we’re car enthusiasts just like you. Additionally we know that modern classic cars aren’t just transportation—they’re a statement. That’s why our policies are tailored to meet the needs of drivers who own vehicles with a unique blend of history, style, and performance.

  • Tailored Plans: We offer flexible, customizable plans to suit your driving habits, whether you’re a weekend cruiser or a daily driver.

  • Agreed Value : Unlike standard insurance, in the event of a total loss, you’ll receive the full insured amount, ensuring that your car can be replaced with one of similar condition, not just market value (Subject to underwriting terms)

  • Dedicated Claims Support: In the unfortunate event of a claim, we offer fast, reliable support from a team that knows classic cars inside and out.

Additional Benefits available with Modern Classic Car Insurance

  1. Agreed Value Coverage: We value your car for what it’s truly worth, not the depreciated market value other insurers may offer.

  2. Expert Care: Our experienced agents understand the nuances of modern classics, from limited-edition engines to unique bodywork, ensuring you get the right coverage.

  3. Flexible Usage: Whether you drive your car for weekend cruises, or only use it for shows and events, we tailor coverage to your usage.

  4. Competitive Rates: Because we use a panel of UK Insurance Companies you will get premium coverage at a price that reflects the actual value of your car, not its current market depreciation.

What Cars Qualify for Modern Classic Car Insurance?

Modern classics are vehicles that combine historical appeal with modern engineering, typically aged between 0 & 19 years. Some examples include:

  • Sports Cars (Porsche 911, Ford Focus RS, BMW M3)

  • Luxury Sedans (Audi S4, Mercedes-Benz CLK, Lexus IS-F)

  • Exotic Cars (Ferrari 355, Lamborghini Diablo, Aston Martin DB7)

  • Limited-Edition Models (Specialized runs or high-performance variants)

How It Works

  1. Get a Quote: First call our specialists to get a quote 01623 720081.

  2. Personalized Cover: Then customize your quote based on your car’s value, usage, and any specific needs you have, for example cover for modifications).

  3. Enjoy Peace of Mind: Once you’re covered, drive with confidence knowing that your modern classic car is protected by a policy built for its unique value.

We’re as passionate about your Modern Classic Car insurance as you are.

In fact Need to Insure work with some of the top insurance providers to offer quotes on a Modern Classic Car Insurance.

Although not all vehicles are suitable, if you’re unsure if your car qualifies, get in touch with us we’ll be happy help. Additionally if your car does not suit modern classic insurance we can determine the best insurance options.

Do you think that you have a car that will be a classic in the future?, then call us on 01623 720081 and let Need to Insure quote on our Modern Classic Insurance Scheme

These are an example of the cars that we quote on the Modern Classic Car Insurance Scheme.

Modern classic car insurance

The Focus RS Mk3 inc. The Blue Edition, Red Edition, and Heritage Model.
Ford

The Nissan GT R
Nismo GTR

BMW M Series
BMW M Series

BMW

Please call us to check if your car can be quoted on the modern classic insurance scheme.
Telephone 01623 720081

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Modified Classic Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Modified classic car insurance requires an understanding of what modifications you have done to your classic car, not just ticking a box on a website and hoping your modifications are covered.
Our modified classic car insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more.

Need to Insure have teamed up with some major modified classic car insurers and provide a range of policies to cover the modifications you have done to your classic car. Policies can also include Track Day Cover for your modified classic if you need it.

All modified classic motor policies are underwritten by leading companies so complete piece of mind in the event of a claim, we can also offer quotes for Northern Ireland.

Laid up policies are also available to cover your pride and joy whilst off the road being modified/built.

If you love modifying your classic car you will love our modified classic car insurance quotes,

Contact Us on 01623 720081 to get your free modified classic car insurance quotation. 

BMW

Buy your Modified Classic Car Insurance with Need to Insure today.

If you’re looking for competitive rates on your modified classic car insurance, then you need to talk to our modified classic car insurance quote team on 01623 720081. Need to Insure have been placing modified classic car insurance with the leading insurance providers for many years, so you’re in good hands.

Don’t forget to mention you are a club member to receive your discount.

 

Laid up cover

Protect your modified classic project in the event of accidental damage, or fire and theft, while your vehicle is off the road being modified or over the winter period. Call 01623 720081 for a quote.

Laid Up Insurance

 

Got a Modern car that’s modified ?

Modified Car Insurance

 

 

 

Need to Insure can provide cover from leading insurers for many makes of modified or modified classic cars including, Austin, BMW, Citroen, Daimler, Fiat, Ford (inc RS, XR, ST & Cosworth), Hillman, Jaguar, Jensen, Lotus, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Renault, Reliant, Rover, Sunbeam, Triumph, Vauxhall, VW, Wolseley plus many many more please call with your requirements.

 

 

 

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Motorhome & Campervan Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Camper Van Insurance : Protect Your Adventure on the Road

Introduction:
Camper van insurance is more than just a legal requirement; it’s an essential safeguard for your home on wheels. Whether you’re heading off on a weekend getaway or taking a months-long road trip across the UK and beyond, having the right coverage gives you peace of mind. In this guide, we’ll walk you through everything you need to know about camper van insurance in the UK, from what it covers to how you can save on your premium.

What is Camper Van Insurance?

Camper van insurance is designed to provide financial protection in case of accidents, theft, damage, or other unforeseen events that could affect your camper van. Unlike regular car insurance, camper van insurance also takes into account the unique features of these vehicles, such as living space, kitchen fittings, and interior furnishings.

Why Choose Need to Insure?

Need to Insure have teamed up with various insurance companies to offer our range of policies.

We have cover available for all the main requirements the enthusiast would require.

Campervan policies underwritten through leading UK insurance companies.

Cover available for low and high mileage campervans whichever suits your needs.

We can also provide;

    • Laid up policies –  Cover your camper/motor-home whilst off the road.
    • Agreed Value  –  Subject to underwriting terms
    • Left Hand Drive Campers – Acceptable.
    • Imported Campers – Acceptable
    • Modified Campers – We can provide like-for-like cover for your modifications

Motorhome Insurance – Cover for, Factory or Self Build Conversions please call us with your requirements.

Why Do You Need Motorhome Insurance?

Owning a motorhome brings the freedom of adventure, but it also comes with unique risks. Here’s why motorhome insurance is essential:

  1. Protection on the Road: Accidents can happen anywhere, and with motorhome insurance, you’re covered for damages to your vehicle and third-party liability.

  2. Home Away from Home Coverage: Motorhomes aren’t just vehicles—they’re homes. Ensure your personal belongings, appliances, and fixtures are covered in case of fire, storm damage, or theft.

  3. Legal Requirement: In many places, motorhome insurance is a legal requirement. Having insurance gives you peace of mind, knowing that you’re complying with regulations

At Need to Insure we can insure many makes of campervan and motorhome please call for your tailored quote on 01623 720081.

If your a Club or Forum member, don’t forget to mention it to us,  you may receive a discount on your Motorhome or Campervan insurance.

Camper Insurance

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Subaru Impreza Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Subaru Insurance

Need to Insure have been trading in the specialist vehicle market since 2002.

We are delighted to have been asked to be part of the Subaru RB5 owners club and the Subaru RB320 owners club as an officially endorsed insurance specialist.

We are also pleased to be able to offer policies for all your vehicles Modified or Standard as well as Imported and Classic versions.

RB5

 

 

 

 

 

 

 

 

Why Choose Need to Insure?

Track Day Cover can be included for your Subaru (please request at time of quotation)
Commuting and business use can be included if required. (additional cost may apply)
Agreed value policies subject to underwriting criteria
Modifications Covered (except nitrous oxide, NOS)
Single Track Day Cover policies available
Multi vehicle policies and discounts
Limited mileage policies
Special club membership discounts
Parade laps can be included with no additional cost on certain annual policies (please inform at time of quotation)

We have various insurance schemes available with different underwriters each one can be tailored to your own individual needs.

What to do next.

Please feel free to Contact Us on 01623 720081 to find out more about us and the products available.

Subaru RB320

WELL DONE to Maxxed Ross from the RB320 Forum who won the picture competition with this picture

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Need To Insure Insurance Specialists

22B JDM Wide bodied 2.2 litre special edition WRX 4 door First Impreza Turbo WRX  MY95 260 4 door WRX  220 5 door WRX  280 STi, modified from production WRX Sti RA Sti RA V Limited V-Limited Special edition Sti 2 door coupe Sti R 555  2 door Sti V6 R R V Limited  edition Sti Special edition

Sti V6 WRX RA V6 WRX RA V Limited Special edition RA Bug eye WRX UK JDM WRX Sti Type-UK Prodrive WRX Sti RA Spec C Limited WR Limited S202 Uk300 Wrx 300 WRX NB-R Blob eye  WRX V8  WRX V8 JDM Blob eye WRX Sti V8 WRX Sti V8 JDM WRX STI V-Limited JDM WRX Sti RA V8

V8 Spec C V8 Spec C Limited V8 Spec C WR LimitedWR1  Type 25 S204 Hawk eye WRX V9 WRX WRX Sti V9 UK  WRX Sti WRX Sti RA  JDM Spec C Spec C Limited  Spec C WR Limited  Spec C JDM STI Type RA-R A Line Spec D RB320 WRX  Type 20 type 25 Spec C GP Edition WRX STi A-Line  WRX STi R Concept WRX Spec C Type RA-R Hawk eye WRX Spec C Type RA 1.8GL (Turbo Version) 2.0 GL AWD  SPORT MY WAGON PPP  Terzo UK Special edition Catalunya UK Special edition RB5 UK Special edition RB320 WR Special edition McRae UK Special edition P1 UK Special edition 22B Type series McRae prodrive performance pack 

Ford RS Owners Insurance Quotes

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

When it comes to insuring your RS, what ever model it is from the various Mk1 or MK2 Escort RS models (Mexico, RS1600, RS1800, RS2000), the Capri RS or the Escort RS1600i the Escort RS Turbo (Mk3 & Mk4), the ultra rare Escort RS1700T & RS200 the Fiesta RS Turbo or RS1800, the 3 Door Sierra RS Cosworth (inc RS500) the Sierra Sapphire RS Cosworth (inc 4×4 & Rouse Sport) and the Escort RS Cosworth (inc Monte Carlo), The Mk5 & 6 RS2000 and the Focus RS Mk1, Mk2 (inc RS500) or Mk3 Standard, Edition & Heritage Models
Whether it’s a Standard RS or a Modified RS we are happy to be able to offer rs owners insurance quotes at great prices. 

How do we do this?, because Need to Insure share the same passion as you.

Need to Insure has a 25+ year RS Owners Club member who knows RS’s. He also owns multiple RS owners club concours and national day winning cars.  (Pictured Below)

So whatever RS you own, we have the knowledge and experience to make sure you have the right cover in place, call us to discuss your own personal requirements.

Call us for a quote on 01623 720081 

RSOC Member Discounts (Membership Number Required)
Classic or Modern RS Vehicles
Agreed Values
Limited Mileage Discounts
Concours Cars
Modified Cars
Laid Up Cover
Track Day Insurance Cover (Single Day or Annual) in association with the Association of Track Day Organisers
Breakdown Cover
Inflatable Storage Device Cover (Please Ask)
Multi Vehicle Policies
We can even cover your Support Vehicles & Trailers

 

RS Insurance for RS Owners

 

Need to Insures own RS vehicles;

1992, Ford Escort RS Cosworth
RS Cosworth Insurance

1986, Genuine Black,  Ford Escort RS Turbo Series 1 (The Decoy Car)
Black Ford Escort RS Turbo

1985,  Ford Escort RS Turbo Series 1 (RS Owners Club 3x Concours Gold Cup Winner,)
White Fod Escort RS Turbo Series 1

2003, Ford Focus RS (MK1 Focus RS)
MK1 Ford Focus RS

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Need to Insure Compare Insurance Quotes

Ford 15m RS, 17m RS, Ford 20m RS, Ford Escort RS1600, Ford Capri RS2600, Ford Escort RS2000, Ford Capri RS3100, Ford Escort RS1800, Ford Escort RS Mexico, Ford Escort RS2000 Mk2, Ford Escort RS1600i, RS16i, Ford Escort RS RS17T RS1700T RS Turbo, Series 1, Series 2, Ford RS200, Ford Sierra RS Cosworth, Ford Sierra RS500 Cosworth, Ford Sierra Sapphire Cosworth, Ford Sierra Sapphire Cosworth 4×4. Ford Fiesta RS Turbo, Ford Escort RS2000 Mk5, Ford Escort RS Cosworth, Cossy, Cossie, Ford Fiesta RS1800, Ford Escort RS2000 4×4, Ford Focus RS Mk1, Mk2, Mk3, Ford Focus RS500

Kit Car & Replica Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Kit Car Insurance UK

Specialist Insurance for Kit Cars

At Need to Insure, we understand that your kit car is more than just a project—it’s a passion. Whether you’ve built your car from the ground up or purchased a part-completed build, you need insurance that recognises the unique nature of kit cars. That’s where we come in.

We offer specialist kit car insurance designed to protect your pride and joy—on and off the road.

Why You Need Kit Car Insurance?

Standard car insurance often doesn’t account for the value, build process, or bespoke nature of a kit car. Our dedicated policies are tailored to meet the needs of:

  • Self-assembled and part-built kit cars

  • Classic-style replicas and performance kits

  • Low-mileage show cars

  • Road-legal and track-use vehicles

From registration with the DVLA to covering your car during the build, we’ve got you covered every step of the way.

What’s Included in Our Cover?

Our flexible kit car insurance can include:

  • Track Day Cover in association with the Association of Track Day Organisers
  • Limited Mileage Discounts – Lower premiums for low annual mileage
  • Mirrored No Claims Bonus
  • Parts Only Cover
  • Breakdown Cover
  • Laid-Up / SORN Cover – Ideal if your car is declared off-road with a Statutory Off Road Notification
  • EU Cover – Includes temporary driving in Europe

Why Choose Need to Insure?

UK-Based Specialists – We understand UK roads, laws, and the kit car community
DVLA and IVA Support – We help insure kit cars during and after Individual Vehicle Approval (IVA)
Flexible to Your Build Status – Update your policy as your build progresses
Competitive UK Pricing – High-quality protection without the high cost

Getting a Kit Car Insurance Quote

To provide an accurate quote, we’ll need details such as:

  • Your kit car make and model (e.g. Caterham, Westfield, GBS, MEV)

  • Chassis and registration status (pre-registration, SORN, IVA passed)

  • Your intended use (road, show, track days, etc.)

  • Where it’s stored and what security measures you’ve taken

  • Your age, driving history, and any previous kit car experience

 Call for a Quote – 01623 720081  – No commitment, instant cover options available.

Frequently Asked Questions

Q: Can I insure my kit car while I’m still building it?
A: Yes. Our build-up insurance gives you cover for fire, theft, and damage during the build—even before DVLA registration.

Q: What if my car isn’t registered yet?
A: No problem. We offer cover during the pre-registration and IVA stages.

Q: Are modifications and custom parts covered?
A: Absolutely. Every kit car is unique—we make sure your custom parts and upgrades are reflected in your policy.

Peace of Mind for Your Pride and Joy

From garage to road, from first bolt to final polish—we’re with you. Whether your kit car is a weekend warrior or a concours showpiece, you deserve insurance that understands what makes your build special.

📞 Call us on 01623 720081
💬 Chat with a kit car insurance expert now

Need to Insure – Proudly supporting the UK kit car community with expert advice and tailored insurance since 2002.

Kit Car
Need to Insure Insurance Quotes

Track Day Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Finding insurance to cover you on track is never easy.
Need to Insure can offer you a simple solution, Call us on 01623 720081 for your Track Day Insurance quote.

Need to Insure have access to Track Day insurance policies that include cover for the following vehicle types:

Please ask about adding track cover to your policy when obtaining a quote.

We also have access to stand alone track day cover for most car types even if we don’t insure it.

All policies are underwritten by leading insurance companies.

Please click HERE for the available tracks.
If the track or club organising the event is not listed please call us with your requirements. The Nürburgring is excluded.

Track Day Insurance is available for all car types.

Need to Insure are sponsoring Ronnie Amis in Time Attack

Trackdayinsurance

Track day insurance

Ford Focus RS MK1 on a track day with insurance
Track day insurance

Modified Escort RS Turbo S2 covered with track day insurance
Track day insurance
Track day insurance
Track day insurance
Track Day Insurance
Need to Insure Insurance Specialists

Prestige Car / Supercar Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Super Car Insurance: Protect Your Dream Ride with the Best Coverage

At Need to Insure, we understand that owning a supercar isn’t just about speed and style—it’s about a lifestyle. That’s why our Super Car Insurance Cover is specifically designed to meet the unique needs of high-performance vehicles and their discerning owners. From Lamborghini to Ferrari, Porsche to McLaren, we offer comprehensive protection that goes above and beyond standard insurance.

Prestige / Supercar car insurance isn’t just normal car insurance.

Need to Insure know that you need the right cover in place to protect your pride and joy so call us today to discuss your needs and allow us to tailor a quote around you.

We have a specialist insurance scheme designed for prestige / Supercars from the leading UK insurance companies.

If you drive a prestige supercar and need insurance, talk to the specialists at Need to Insure. No matter what type of car you drive, our team can find the right policy for you. We tailor all our policies to suit your individual needs, so you can be certain your car insurance is as unique and as special as your car.

Why Choose Our Super Car Insurance?

Your supercar deserves the highest level of protection.

We can include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

 

Prestige / Supercar
Supercar Car Insurance

We also have the facility to cover your Supercar as a classic car if you have zero no claim bonus to use and you limit the mileage, for more information please click on the Modern Classic Car  Insurance box below.

Supercar Car Insurance

Please call us for details on 01623 720081 so we can compare insurance quotes for you.

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Need to Insure Insurance Specialists

Imported Car Insurance Quotes

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Mention Japanese, Grey or Imported cars to some insurers and they just can’t quote you. Finding and comparing good-quality imported car insurance quote is not easy, especially if you have a high performance import or a modified import like the popular Subaru Impreza, Nissan Skyline or the Mitsubishi Evo.

Need to Insure can offer you great quotes on imported car insurance at great prices.

Competitive insurance quotations are available for all imported vehicles – whatever the make or model. We know the difference between a Mazda MX-5 and a Eunos, a Shogun and a Pajero, we also know that the Subaru Impreza and Mitsubishi Evo’s are hard to find without modifications so whether it be a modified import or standard import Need to insure will still be able to offer a competitive quote on it, we can also offer quotes for Northern Ireland as well as the UK.

We can even include the following options subject to acceptability on imported car policies.

Need to Insure – Imported Car Insurance

Imported car insurance
Imported car insurance

Just a small selection of the imported cars we can compare quotes on;
Subaru Impreza, WRX, STI, Legacy, Mitsubishi Lancer Evo, Honda CR-Z, Suzuki Swift Sport, Mitsubishi FTO, Toyota MR-S, Mazdaspeed3, Honda Civic SiR Hatchback, Mazda RX-8, Honda S600, Mitsubishi 3000GT VR-4, Toyota MR2 Turbo, Mitsubishi Eclipse, Fast and Furious Cars, Honda Civic Type R Hatchback, Toyota Corolla, Acura Integra Type R, Mazda RX-3, Honda S2000, Mazda RX-7 FD, Honda/Acura NSX, Mitsubishi Lancer Evolution, Toyota Supra, Mitsubishi 3000GT VR4, Nissan 350, Nissan 370Z, Lexus IS-F.

We even have a range of Classic Car or Modified Classic Car Insurance for imported cars as well.

Please feel free to Contact Us to find out more about us and the products available.

Insurance Specialist