Modified Classic Car Insurance

Modified classic car insurance requires an understanding of what modifications you have done to your classic car, not just ticking a box on a website and hoping your modifications are covered.
Our modified classic car insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more.

Need to Insure have teamed up with some major modified classic car insurers and provide a range of policies to cover the modifications you have done to your classic car. Policies can also include Track Day Cover for your modified classic if you need it.

All modified classic motor policies are underwritten by leading companies so complete piece of mind in the event of a claim, we can also offer quotes for Northern Ireland.

Laid up policies are also available to cover your pride and joy whilst off the road being modified/built.

If you love modifying your classic car you will love our modified classic car insurance quotes,

Contact Us on 01623 720081 to get your free modified classic car insurance quotation. 


Buy your Modified Classic Car Insurance with Need to Insure today.

If you’re looking for competitive rates on your modified classic car insurance, then you need to talk to our modified classic car insurance quote team on 01623 720081. Need to Insure have been placing modified classic car insurance with the leading insurance providers for many years, so you’re in good hands.

Don’t forget to mention you are a club member to receive your discount.


Laid up cover

Protect your modified classic project in the event of accidental damage, or fire and theft, while your vehicle is off the road being modified or over the winter period. Call 01623 720081 for a quote.

Laid Up Insurance


Got a Modern car that’s modified ?

Modified Car Insurance




Need to Insure can provide cover from leading insurers for many makes of modified or modified classic cars including, Austin, BMW, Citroen, Daimler, Fiat, Ford (inc RS, XR, ST & Cosworth), Hillman, Jaguar, Jensen, Lotus, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Renault, Reliant, Rover, Sunbeam, Triumph, Vauxhall, VW, Wolseley plus many many more please call with your requirements.



Need to Insure Insurance Specialist


Ford RS Owners Insurance Quotes

When it comes to insuring your RS, what ever model it is from the various Mk1 or MK2 Escort RS models (Mexico, RS1600, RS1800, RS2000), the Capri RS or the Escort RS1600i the Escort RS Turbo (Mk3 & Mk4), the ultra rare Escort RS1700T & RS200 the Fiesta RS Turbo or RS1800, the 3 Door Sierra RS Cosworth (inc RS500) the Sierra Sapphire RS Cosworth (inc 4×4 & Rouse Sport) and the Escort RS Cosworth (inc Monte Carlo), The Mk5 & 6 RS2000 and the Focus RS Mk1, Mk2 (inc RS500) or Mk3 Standard, Edition & Heritage Models
Whether it’s a Standard RS or a Modified RS we are happy to be able to offer rs owners insurance quotes at great prices. 

How do we do this?, because Need to Insure share the same passion as you.

Need to Insure has a 25+ year RS Owners Club member who knows RS’s. He also owns multiple RS owners club concours and national day winning cars.  (Pictured Below)

So whatever RS you own, we have the knowledge and experience to make sure you have the right cover in place, call us to discuss your own personal requirements.

Call us for a quote on 01623 720081 

RSOC Member Discounts (Membership Number Required)
Classic or Modern RS Vehicles
Agreed Values
Limited Mileage Discounts
Concours Cars
Modified Cars
Laid Up Cover
Track Day Insurance Cover (Single Day or Annual) in association with the Association of Track Day Organisers
Breakdown Cover
Inflatable Storage Device Cover (Please Ask)
Multi Vehicle Policies
We can even cover your Support Vehicles & Trailers


RS Insurance for RS Owners


Need to Insures own RS vehicles;

1992, Ford Escort RS Cosworth
RS Cosworth Insurance

1986, Genuine Black,  Ford Escort RS Turbo Series 1 (The Decoy Car)
Black Ford Escort RS Turbo

1985,  Ford Escort RS Turbo Series 1 (RS Owners Club 3x Concours Gold Cup Winner,)
White Fod Escort RS Turbo Series 1

2003, Ford Focus RS (MK1 Focus RS)
MK1 Ford Focus RS

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Need to Insure Compare Insurance Quotes

Ford 15m RS, 17m RS, Ford 20m RS, Ford Escort RS1600, Ford Capri RS2600, Ford Escort RS2000, Ford Capri RS3100, Ford Escort RS1800, Ford Escort RS Mexico, Ford Escort RS2000 Mk2, Ford Escort RS1600i, RS16i, Ford Escort RS RS17T RS1700T RS Turbo, Series 1, Series 2, Ford RS200, Ford Sierra RS Cosworth, Ford Sierra RS500 Cosworth, Ford Sierra Sapphire Cosworth, Ford Sierra Sapphire Cosworth 4×4. Ford Fiesta RS Turbo, Ford Escort RS2000 Mk5, Ford Escort RS Cosworth, Cossy, Cossie, Ford Fiesta RS1800, Ford Escort RS2000 4×4, Ford Focus RS Mk1, Mk2, Mk3, Ford Focus RS500

Track Day Insurance

Finding insurance to cover you on track is never easy.
Need to Insure can offer you a simple solution, Call us on 01623 720081 for your Track Day Insurance quote.

Need to Insure have access to Track Day insurance policies that include cover for the following vehicle types:

Please ask about adding track cover to your policy when obtaining a quote.

We also have access to stand alone track day cover for most car types even if we don’t insure it.

All policies are underwritten by leading insurance companies.

Please click HERE for the available tracks.
If the track or club organising the event is not listed please call us with your requirements. The Nürburgring is excluded.

Track Day Insurance is available for all car types.

Need to Insure are sponsoring Ronnie Amis in Time Attack


Track day insurance

Ford Focus RS MK1 on a track day with insurance
Track day insurance

Modified Escort RS Turbo S2 covered with track day insurance
Track day insurance
Track day insurance
Track day insurance
Track Day Insurance
Need to Insure Insurance Specialists