Breakdown & Recovery Insurance Cover

You can add vehicle breakdown recovery services to any private car, motorcycle or commercial vehicle (up to 3.5 ton GVW, length 5.5 metres, height 3 metres, width 2.3 metres).
Low starting prices per vehicle per year. We can also offer breakdown cover mid way through an existing policy so it fall for renewal the same time (Need to Insure must insure the vehicle).

Key features

  •  Breakdown cover provides roadside assistance at any time of day or night 365 days a year.
  • No restriction on age of vehicle.

We can offer any one of the following levels of service:
Roadside only

  • Roadside assistance anywhere in the UK – 24 hours a day, 365 days a year – as long as members are at least a quarter of a mile away from their home.

Roadside, recovery, at home
Roadside only cover, as above, plus:

  • Nationwide recovery – Transportation of the vehicle, the driver and up to seven others to their destination anywhere in the UK.
  • At Home cover – the breakdown provider will also come to the rescue if a member’s car won’t start at home, or if it breaks down within a quarter of a mile from their home.

Roadside, recovery, at home and onward travel
All of the features of roadside, national recovery and at home cover, plus:

The added benefit of a replacement car for up to three days while the member’s car is being fixed – or alternatively,
A single hire car, or,
Overnight accommodation, or,
A refund of the cost of public transport incurred (up to a set limit)

European cover
All of the features of roadside, recovery, at home and onward travel, plus:

  • European cover, available in 47 countries.

Call us on 01623 720081 for a quotation or pop into the Office 

Need to Insure Breakdown

 

Track Day Insurance

Finding insurance to cover you on track is never easy.
Need to Insure can offer you a simple solution, Call us on 01623 720081 for your Track Day Insurance quote.

Need to Insure have access to Track Day insurance policies that include cover for the following vehicle types:

Please ask about adding track cover to your policy when obtaining a quote.

We also have access to stand alone track day cover for most car types even if we don’t insure it.

All policies are underwritten by leading insurance companies.

Please click HERE for the available tracks.
If the track or club organising the event is not listed please call us with your requirements. The Nürburgring is excluded.

Track Day Insurance is available for all car types.

Need to Insure are sponsoring Ronnie Amis in Time Attack

Trackdayinsurance

Track day insurance

Ford Focus RS MK1 on a track day with insurance
Track day insurance

Modified Escort RS Turbo S2 covered with track day insurance
Track day insurance
Track day insurance
Track day insurance
Track Day Insurance
Need to Insure Insurance Specialists

Car Owners Club Insurance Scheme

Are you a member of an owners club?
Do you want some discount for being in an owners club?

Need to insure we have arranged special discounts for owners club members, we can also offer discounts to forum users  – subject to proof. Please call for more details.

If your an owners club or motoring internet forum who wants to work with us to offer your members discount on their insurance Please feel free to Contact Us to find out more details.

The logos and names of other companies and products mentioned on this site are copyright and/or trademarks of their respective owners. If you wish to use any of the Need to Insure Ltd logos, you should request permission by contacting us here. Permission to use will only be granted on the understanding that the logo may be resized but must not be altered in any other way. In respect of the use of logos and names of other companies and products mentioned on this site you need to contact the owners directly and seek their permission – this is not something that Need to Insure can grant or authorise on their behalf.

Owners Club Insurance from Need to Insure

 

Single Trip or Annual Holiday Insurance

Comprehensive cover at competitive prices for your Holiday Insurance.

Its cheaper to buy Travel Insurance online

As well as standard holiday insurance the policies can provide cover for many pre-existing medical conditions with low excesses and a superior claims service.
There is also the option to tailor certain cover levels to suit your requirements, these options are available to amend once the quote is obtained online.

  • All policies underwritten by leading insurers
  • Terrorism Cover
  • Business trips covered (non-manual only)
  • Winter sports cover available
  • Many sporting activities covered as standard
  • A 24hr emergency assistance and claims service

 CLICK HERE  to quote holiday insurance online

We have teamed up with David Oliver Associates (DOA) to offer your insurance quotes, please note that by clicking the link you will be transferred to a Third Party Website.

Is your home fully insured while your away?

When was the last time you searched the market for a better renewal quote. However long you have been insured their may always be a better deal available. Please call us for a quote on your home insurance on 01623 720081 and let us do the hard work for you.

 

Holiday Insurance

Need to Insure Holiday Insurance

Prestige Car / Supercar Car Insurance

Super Car Insurance: Protect Your Dream Ride with the Best Coverage

At Need to Insure, we understand that owning a supercar isn’t just about speed and style—it’s about a lifestyle. That’s why our Super Car Insurance Cover is specifically designed to meet the unique needs of high-performance vehicles and their discerning owners. From Lamborghini to Ferrari, Porsche to McLaren, we offer comprehensive protection that goes above and beyond standard insurance.

Prestige / Supercar car insurance isn’t just normal car insurance.

Need to Insure know that you need the right cover in place to protect your pride and joy so call us today to discuss your needs and allow us to tailor a quote around you.

We have a specialist insurance scheme designed for prestige / Supercars from the leading UK insurance companies.

If you drive a prestige supercar and need insurance, talk to the specialists at Need to Insure. No matter what type of car you drive, our team can find the right policy for you. We tailor all our policies to suit your individual needs, so you can be certain your car insurance is as unique and as special as your car.

Why Choose Our Super Car Insurance?

Your supercar deserves the highest level of protection.

We can include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

 

Prestige / Supercar
Supercar Car Insurance

We also have the facility to cover your Supercar as a classic car if you have zero no claim bonus to use and you limit the mileage, for more information please click on the Modern Classic Car  Insurance box below.

Supercar Car Insurance

Please call us for details on 01623 720081 so we can compare insurance quotes for you.

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Need to Insure Insurance Specialists

Imported Car Insurance Quotes

Mention Japanese, Grey or Imported cars to some insurers and they just can’t quote you. Finding and comparing good-quality imported car insurance quote is not easy, especially if you have a high performance import or a modified import like the popular Subaru Impreza, Nissan Skyline or the Mitsubishi Evo.

Need to Insure can offer you great quotes on imported car insurance at great prices.

Competitive insurance quotations are available for all imported vehicles – whatever the make or model. We know the difference between a Mazda MX-5 and a Eunos, a Shogun and a Pajero, we also know that the Subaru Impreza and Mitsubishi Evo’s are hard to find without modifications so whether it be a modified import or standard import Need to insure will still be able to offer a competitive quote on it, we can also offer quotes for Northern Ireland as well as the UK.

We can even include the following options subject to acceptability on imported car policies.

Need to Insure – Imported Car Insurance

Imported car insurance
Imported car insurance

Just a small selection of the imported cars we can compare quotes on;
Subaru Impreza, WRX, STI, Legacy, Mitsubishi Lancer Evo, Honda CR-Z, Suzuki Swift Sport, Mitsubishi FTO, Toyota MR-S, Mazdaspeed3, Honda Civic SiR Hatchback, Mazda RX-8, Honda S600, Mitsubishi 3000GT VR-4, Toyota MR2 Turbo, Mitsubishi Eclipse, Fast and Furious Cars, Honda Civic Type R Hatchback, Toyota Corolla, Acura Integra Type R, Mazda RX-3, Honda S2000, Mazda RX-7 FD, Honda/Acura NSX, Mitsubishi Lancer Evolution, Toyota Supra, Mitsubishi 3000GT VR4, Nissan 350, Nissan 370Z, Lexus IS-F.

We even have a range of Classic Car or Modified Classic Car Insurance for imported cars as well.

Please feel free to Contact Us to find out more about us and the products available.

Insurance Specialist

Sports Car / High Performance Car Insurance

High Performance / Sports Car Insurance: Protect Your Dream Ride with Confidence

Owning a sports car is more than just having a mode of transportation—it’s a passion, a statement, and a symbol of your hard work. But with the exhilarating performance and sleek designs come higher risks. Whether you drive a high-powered Lamborghini, a track-ready Porsche, or a classic Corvette, it’s crucial to have the right insurance coverage to safeguard your prized possession.

Why You Need Specialized Sports Car Insurance

Sports cars are not like regular vehicles. They come with unique challenges when it comes to insurance, including higher repair costs, increased risk of theft, and the need for specialized parts and expertise for maintenance. Standard car insurance policies may not offer the comprehensive protection your sports car deserves.

With sports car insurance, you’ll benefit from:

  • Comprehensive Coverage: Get protection against theft, vandalism, fire, and natural disasters—important for high-value vehicles.

  • Agreed Value Coverage: With sports cars, depreciation doesn’t always apply. Agreed value insurance means you and your insurer agree on the car’s worth upfront, so you get the full value in case of a total loss. (Subject to underwriting criteria)

  • Higher Repair Limits: Sports cars often require specialized repair services and parts that can be expensive. Your policy should cover these higher costs.

  • Track Day Coverage: Some sports car enthusiasts like to take their cars to the track. A specialized policy can provide coverage for these high-performance driving activities, which traditional policies typically exclude.

Tailored Insurance for Your High Performance Sports Car

Every sports car is different, and so are the needs of their owners. That’s why we offer flexible, customizable insurance packages designed to suit your specific situation. From comprehensive coverage to liability protection, we can tailor your policy to meet your driving habits and budget.

Finding good-quality insurance cover for a sports car at a sensible price is not easy, especially so if you have a sports car which is modified or you plan to modify.

Need to Insure can offer you competitive insurance quotations for Standard or Modified sports cars.

If you drive a sports car and need insurance, talk to the specialists at Need to Insure. No matter what make of performance sports car you drive our team can find the right insurance policy for you. We compare all our quotes to suit your individual needs, so you can be certain your car insurance is as unique as your car.

We can even include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

White Porche GT3RS

Performance / Sports Car Insurance

Just a small selection of the cars we can compare quotes on;
Porsche, Lamborghini, Bugatti, Ferrari, Jaguar, Mercedes AMG, Aston Martin, Subaru, Audi TT / R8, Maserati, Nissan GTR Skyline, McLaren, Ford Mustang GT / RS, Dodge Viper, Alfa Romeo, Chevrolet Corvette, BMW M Series, Honda NSX / Type R, plus many more…

sports car insurance
Call us for a tailored performance sports car insurance quote on 01623 720081.

Specialist Insurance

Classic Car Insurance & Laid Up Insurance

We know what the classic car enthusiast requires from an insurance policy.

Our insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more.

Classic Car Insurance isn’t about how cheap it is, its about how good the cover is should the worst happen. Trust Need to Insure to compare quotes for your classic car insurance.

We have teamed up with leading classic car insurers and provide a range of quotes to cover all the main classic car insurance requirements.

UK & Northern Ireland cover.

Classic car insurance policies can also include Track Day Insurance. If you need it, just ask.

All classic insurance motor policies are underwritten by leading companies.

Laid up off road insurance policies are available to cover your car whilst it’s off the road, see below for more information.

Is your Classic Car Modified?.

We can compare modified classic car insurance quotes on these as well.


VW GTI

 

Is your car to new to be a classic but used like one?.

We can compare quotes on these using our Modern / Future Classic Insurance Scheme.


Super Car

Need to Insure can provide cover from leading insurers for many makes of classic or modified classic cars including,

Austin, BMW, Citroen, Daimler, Fiat, Ford (inc RS, XR & Cosworth), Ferrari,  Hillman, Jaguar, Jensen, Lotus, Lamborghini, McLaren, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Reliant, Rolls Royce, Rover, Sunbeam, Triumph, Vauxhall, VW, Wolseley and many many more please call with your requirements.

If you love your classic car you will love our classic car insurance prices.

Call us on 01623 720081 for your free no obligation quotation.

Don’t forget to mention you are a club member to receive your discount.

Jaguar E Type

Laid up / SORN classic car insurance cover

Protect your classic car in the event of accidental damage, or fire and theft, while your vehicle is off the road being restored or over the winter period. Laid up cover is only available for cars that are kept garaged.
Call 01623 720081 for a quote.

If you’re looking for competitive rates on your classic car insurance or laid up, off road garage insurance cover, then you need to talk to our classic car insurance quote team on 01623 720081.
Need to Insure have been placing classic car insurance with the leading insurance providers for many years, so you’re in good hands.

Laid up Insurance

 

Special Cars

We have the pleasure of placing the insurance cover on a Genuine Black Ford Escort RS Turbo S1.
This is said to have been used as a decoy car for the late Princess Diana as she also drove a Black Escort RS Turbo Series One and it’s believed to be only 1 of 3 genuine ones made.


Ford Escort


Classic Car Insurance

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Need to Insure Classic Car Insurance

High Performance Car & Sports Car Insurance

Have you called an insurance company and they don’t know the performance car you drive?
Do they know the difference between a BMW M3 or Z3, a Ferrari 360 or a 430?

Our car insurance specialists know the difference! We are specialists in high performance car insurance and have a passion for the cars you drive – please contact us for a cheap high performance car insurance quote.

Our specialist performance car team have a wealth of experience in this area. Our attention to detail and ability to supply you with the best possible quote suited to your particular needs ensures we provide insurance quotes at the most competitive price.

We are sure that you will be delighted with the service and support you receive from Need to Insure. Most of our existing clients have been using us for their specialist insurance for many years and are happy to recommend us to a friend or colleague who requires a performance car insurance quote. We are proud to be able to offer high performance car insurance quotes specifically designed to cater for all makes of high performance cars giving you peace of mind in knowing that your pride and joy has the right insurance cover.

Do you own an older performance car?. talk to us about our classic performance car insurance scheme this could save you money.

Do you do track days?
Ask us to quote you to include Track Day Cover, Track days must be ran in association with the Association of Track Day Organisers

Is your performance car modified?
We can compare insurance quotes for modified performance cars as well.

Audi performance car insurance

Specialist Insurance Cover

 

Compare Car Insurance

Driving a car has to be one of the most exciting ways to get from A to B. Even if you’re driving around with no destination, there’s no better way to travel. We’re car enthusiasts but we’re even more enthusiastic about getting you a fantastic price on your car insurance.  We compare car insurance quotes from a whole panel of insurers to get you the best possible price and policy.

It’s important you compare your car insurance from people who understand how much you love your car, we will get you the right cover in place to protect your car should the worse happen.

Whatever you drive, Mini or a Ford, Mercedes, Porsche or even an Electric car, our team will work hard to get you a great insurance policy for a fantastic price that suits you and your car. Give us a try. We only give you the best deal we can find, after all.

Compare car insurance from Need to Insure now, and enjoy the benefits.

Need to Insure offer cover for all makes and models of cars. We have access to a large number of insurance schemes form some of the UK’s largest insurers, this enable us to obtain the cheapest possible quote for you.
So whether you drive a fast car or a slow car, hard top or convertible, prestige or performance we can offer you a great insurance quote.

Do you own a Specialist Vehicles?

We specialise in insurance for all types of specialist cars these include;

  • Modified Cars
  • Imported Cars
  • Classic Cars (Original or Modified)
  • Kit Cars
  • Race Replica
  • High Performance
  • Prestige or Super Car
  • Track Prepared
  • Off road 4×4
  • American Muscle Cars
  • Military Vehicles
  • Show or Concours Cars
  • Something not listed above

Please check out the drop down menu above for more details on what we can offer or Contact us

Insurance Specialist