Tag:compare

Modified Car Insurance Quotes

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Finding a good-quality modified car insurance quote at a sensible price is not easy.

If you have a modified car or modified imported car then you’ve found the right place.

Need to Insure can offer you competitive modified car insurance quotations for your specialist modified car.

We know the difference between a slightly modified car fitted with alloys, exhaust and an air filter to heavily modified car with a big BHP increase, engine transplant or major body modifications.

Our team also understand that roll cages are different to show cages.

No matter what type of modified car you drive, our team can find the right policy for you.

We compare from the leading modified car insurance companies to offer you a policy to suit your individual needs.

We can also offer quotes for Northern Ireland as well as the UK. So you can be certain your modified car insurance quote is as unique as your modified car.

We can also include the following options subject to acceptability.

Please ask for details when obtaining a modified car insurance quotation.

If you drive a modified car regardless of the modifications then talk to one of our team on 01623 720081.

Modified BMW

Imported Car Insurance

Modified Ford Escort RS Turbo S2, Insured on a MODIFIED CLASSIC CAR INSURANCE Policy

Ford RS Engine Bay

Compare your modified car insurance with Need to Insure today.

If you’re looking for competitive rates on your modified car insurance, then talk to our modified car insurance team on 01623 720081.
Need to Insure have been comparing modified car insurance with the leading insurance providers for many years, so you’re in good hands.

Ford Escort Cosworth
From Modified Cosworth insurance to Modified Evo insurance we can compare quotes for them all.

Contact us on 01623 720081 and let us compare quotes for your modified car insurance from the insurance broker who knows their modified cars.

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Modern Classic Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Modern Classic Car Insurance: Protect Your Legacy on the Road

At Need to Insure, we understand that your modern classic car isn’t just a vehicle—it’s a part of your identity, your passion, and your legacy, as a result our Modern Classic Car Insurance provides the coverage your prized possession deserves.

What is Modern Classic Car Insurance?

Modern classic cars are vehicles that combine timeless design with contemporary performance. Typically, these cars are 0 – 19 years old, blending nostalgia with modern-day engineering. As these cars continue to appreciate in value, because of this they require specialized insurance to properly safeguard their unique characteristics.

Why Choose Us?

At Need to Insure, we’re car enthusiasts just like you. Additionally we know that modern classic cars aren’t just transportation—they’re a statement. That’s why our policies are tailored to meet the needs of drivers who own vehicles with a unique blend of history, style, and performance.

  • Tailored Plans: We offer flexible, customizable plans to suit your driving habits, whether you’re a weekend cruiser or a daily driver.

  • Agreed Value : Unlike standard insurance, in the event of a total loss, you’ll receive the full insured amount, ensuring that your car can be replaced with one of similar condition, not just market value (Subject to underwriting terms)

  • Dedicated Claims Support: In the unfortunate event of a claim, we offer fast, reliable support from a team that knows classic cars inside and out.

Additional Benefits available with Modern Classic Car Insurance

  1. Agreed Value Coverage: We value your car for what it’s truly worth, not the depreciated market value other insurers may offer.

  2. Expert Care: Our experienced agents understand the nuances of modern classics, from limited-edition engines to unique bodywork, ensuring you get the right coverage.

  3. Flexible Usage: Whether you drive your car for weekend cruises, or only use it for shows and events, we tailor coverage to your usage.

  4. Competitive Rates: Because we use a panel of UK Insurance Companies you will get premium coverage at a price that reflects the actual value of your car, not its current market depreciation.

What Cars Qualify for Modern Classic Car Insurance?

Modern classics are vehicles that combine historical appeal with modern engineering, typically aged between 0 & 19 years. Some examples include:

  • Sports Cars (Porsche 911, Ford Focus RS, BMW M3)

  • Luxury Sedans (Audi S4, Mercedes-Benz CLK, Lexus IS-F)

  • Exotic Cars (Ferrari 355, Lamborghini Diablo, Aston Martin DB7)

  • Limited-Edition Models (Specialized runs or high-performance variants)

How It Works

  1. Get a Quote: First call our specialists to get a quote 01623 720081.

  2. Personalized Cover: Then customize your quote based on your car’s value, usage, and any specific needs you have, for example cover for modifications).

  3. Enjoy Peace of Mind: Once you’re covered, drive with confidence knowing that your modern classic car is protected by a policy built for its unique value.

We’re as passionate about your Modern Classic Car insurance as you are.

In fact Need to Insure work with some of the top insurance providers to offer quotes on a Modern Classic Car Insurance.

Although not all vehicles are suitable, if you’re unsure if your car qualifies, get in touch with us we’ll be happy help. Additionally if your car does not suit modern classic insurance we can determine the best insurance options.

Do you think that you have a car that will be a classic in the future?, then call us on 01623 720081 and let Need to Insure quote on our Modern Classic Insurance Scheme

These are an example of the cars that we quote on the Modern Classic Car Insurance Scheme.

Modern classic car insurance

The Focus RS Mk3 inc. The Blue Edition, Red Edition, and Heritage Model.
Ford

The Nissan GT R
Nismo GTR

BMW M Series
BMW M Series

BMW

Please call us to check if your car can be quoted on the modern classic insurance scheme.
Telephone 01623 720081

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Modified Classic Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Modified classic car insurance requires an understanding of what modifications you have done to your classic car, not just ticking a box on a website and hoping your modifications are covered.
Our modified classic car insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more.

Need to Insure have teamed up with some major modified classic car insurers and provide a range of policies to cover the modifications you have done to your classic car. Policies can also include Track Day Cover for your modified classic if you need it.

All modified classic motor policies are underwritten by leading companies so complete piece of mind in the event of a claim, we can also offer quotes for Northern Ireland.

Laid up policies are also available to cover your pride and joy whilst off the road being modified/built.

If you love modifying your classic car you will love our modified classic car insurance quotes,

Contact Us on 01623 720081 to get your free modified classic car insurance quotation. 

BMW

Buy your Modified Classic Car Insurance with Need to Insure today.

If you’re looking for competitive rates on your modified classic car insurance, then you need to talk to our modified classic car insurance quote team on 01623 720081. Need to Insure have been placing modified classic car insurance with the leading insurance providers for many years, so you’re in good hands.

Don’t forget to mention you are a club member to receive your discount.

 

Laid up cover

Protect your modified classic project in the event of accidental damage, or fire and theft, while your vehicle is off the road being modified or over the winter period. Call 01623 720081 for a quote.

Laid Up Insurance

 

Got a Modern car that’s modified ?

Modified Car Insurance

 

 

 

Need to Insure can provide cover from leading insurers for many makes of modified or modified classic cars including, Austin, BMW, Citroen, Daimler, Fiat, Ford (inc RS, XR, ST & Cosworth), Hillman, Jaguar, Jensen, Lotus, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Renault, Reliant, Rover, Sunbeam, Triumph, Vauxhall, VW, Wolseley plus many many more please call with your requirements.

 

 

 

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Motorhome & Campervan Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Camper Van Insurance : Protect Your Adventure on the Road

Introduction:
Camper van insurance is more than just a legal requirement; it’s an essential safeguard for your home on wheels. Whether you’re heading off on a weekend getaway or taking a months-long road trip across the UK and beyond, having the right coverage gives you peace of mind. In this guide, we’ll walk you through everything you need to know about camper van insurance in the UK, from what it covers to how you can save on your premium.

What is Camper Van Insurance?

Camper van insurance is designed to provide financial protection in case of accidents, theft, damage, or other unforeseen events that could affect your camper van. Unlike regular car insurance, camper van insurance also takes into account the unique features of these vehicles, such as living space, kitchen fittings, and interior furnishings.

Why Choose Need to Insure?

Need to Insure have teamed up with various insurance companies to offer our range of policies.

We have cover available for all the main requirements the enthusiast would require.

Campervan policies underwritten through leading UK insurance companies.

Cover available for low and high mileage campervans whichever suits your needs.

We can also provide;

    • Laid up policies –  Cover your camper/motor-home whilst off the road.
    • Agreed Value  –  Subject to underwriting terms
    • Left Hand Drive Campers – Acceptable.
    • Imported Campers – Acceptable
    • Modified Campers – We can provide like-for-like cover for your modifications

Motorhome Insurance – Cover for, Factory or Self Build Conversions please call us with your requirements.

Why Do You Need Motorhome Insurance?

Owning a motorhome brings the freedom of adventure, but it also comes with unique risks. Here’s why motorhome insurance is essential:

  1. Protection on the Road: Accidents can happen anywhere, and with motorhome insurance, you’re covered for damages to your vehicle and third-party liability.

  2. Home Away from Home Coverage: Motorhomes aren’t just vehicles—they’re homes. Ensure your personal belongings, appliances, and fixtures are covered in case of fire, storm damage, or theft.

  3. Legal Requirement: In many places, motorhome insurance is a legal requirement. Having insurance gives you peace of mind, knowing that you’re complying with regulations

At Need to Insure we can insure many makes of campervan and motorhome please call for your tailored quote on 01623 720081.

If your a Club or Forum member, don’t forget to mention it to us,  you may receive a discount on your Motorhome or Campervan insurance.

Camper Insurance

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Need to Insure Insurance Specialists

Kit Car & Replica Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Kit Car Insurance UK

Specialist Insurance for Kit Cars

At Need to Insure, we understand that your kit car is more than just a project—it’s a passion. Whether you’ve built your car from the ground up or purchased a part-completed build, you need insurance that recognises the unique nature of kit cars. That’s where we come in.

We offer specialist kit car insurance designed to protect your pride and joy—on and off the road.

Why You Need Kit Car Insurance?

Standard car insurance often doesn’t account for the value, build process, or bespoke nature of a kit car. Our dedicated policies are tailored to meet the needs of:

  • Self-assembled and part-built kit cars

  • Classic-style replicas and performance kits

  • Low-mileage show cars

  • Road-legal and track-use vehicles

From registration with the DVLA to covering your car during the build, we’ve got you covered every step of the way.

What’s Included in Our Cover?

Our flexible kit car insurance can include:

  • Track Day Cover in association with the Association of Track Day Organisers
  • Limited Mileage Discounts – Lower premiums for low annual mileage
  • Mirrored No Claims Bonus
  • Parts Only Cover
  • Breakdown Cover
  • Laid-Up / SORN Cover – Ideal if your car is declared off-road with a Statutory Off Road Notification
  • EU Cover – Includes temporary driving in Europe

Why Choose Need to Insure?

UK-Based Specialists – We understand UK roads, laws, and the kit car community
DVLA and IVA Support – We help insure kit cars during and after Individual Vehicle Approval (IVA)
Flexible to Your Build Status – Update your policy as your build progresses
Competitive UK Pricing – High-quality protection without the high cost

Getting a Kit Car Insurance Quote

To provide an accurate quote, we’ll need details such as:

  • Your kit car make and model (e.g. Caterham, Westfield, GBS, MEV)

  • Chassis and registration status (pre-registration, SORN, IVA passed)

  • Your intended use (road, show, track days, etc.)

  • Where it’s stored and what security measures you’ve taken

  • Your age, driving history, and any previous kit car experience

 Call for a Quote – 01623 720081  – No commitment, instant cover options available.

Frequently Asked Questions

Q: Can I insure my kit car while I’m still building it?
A: Yes. Our build-up insurance gives you cover for fire, theft, and damage during the build—even before DVLA registration.

Q: What if my car isn’t registered yet?
A: No problem. We offer cover during the pre-registration and IVA stages.

Q: Are modifications and custom parts covered?
A: Absolutely. Every kit car is unique—we make sure your custom parts and upgrades are reflected in your policy.

Peace of Mind for Your Pride and Joy

From garage to road, from first bolt to final polish—we’re with you. Whether your kit car is a weekend warrior or a concours showpiece, you deserve insurance that understands what makes your build special.

📞 Call us on 01623 720081
💬 Chat with a kit car insurance expert now

Need to Insure – Proudly supporting the UK kit car community with expert advice and tailored insurance since 2002.

Kit Car
Need to Insure Insurance Quotes

Track Day Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Finding insurance to cover you on track is never easy.
Need to Insure can offer you a simple solution, Call us on 01623 720081 for your Track Day Insurance quote.

Need to Insure have access to Track Day insurance policies that include cover for the following vehicle types:

Please ask about adding track cover to your policy when obtaining a quote.

We also have access to stand alone track day cover for most car types even if we don’t insure it.

All policies are underwritten by leading insurance companies.

Please click HERE for the available tracks.
If the track or club organising the event is not listed please call us with your requirements. The Nürburgring is excluded.

Track Day Insurance is available for all car types.

Need to Insure are sponsoring Ronnie Amis in Time Attack

Trackdayinsurance

Track day insurance

Ford Focus RS MK1 on a track day with insurance
Track day insurance

Modified Escort RS Turbo S2 covered with track day insurance
Track day insurance
Track day insurance
Track day insurance
Track Day Insurance
Need to Insure Insurance Specialists

Sports Car / High Performance Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

High Performance / Sports Car Insurance: Protect Your Dream Ride with Confidence

Owning a sports car is more than just having a mode of transportation—it’s a passion, a statement, and a symbol of your hard work. But with the exhilarating performance and sleek designs come higher risks. Whether you drive a high-powered Lamborghini, a track-ready Porsche, or a classic Corvette, it’s crucial to have the right insurance coverage to safeguard your prized possession.

Why You Need Specialized Sports Car Insurance

Sports cars are not like regular vehicles. They come with unique challenges when it comes to insurance, including higher repair costs, increased risk of theft, and the need for specialized parts and expertise for maintenance. Standard car insurance policies may not offer the comprehensive protection your sports car deserves.

With sports car insurance, you’ll benefit from:

  • Comprehensive Coverage: Get protection against theft, vandalism, fire, and natural disasters—important for high-value vehicles.

  • Agreed Value Coverage: With sports cars, depreciation doesn’t always apply. Agreed value insurance means you and your insurer agree on the car’s worth upfront, so you get the full value in case of a total loss. (Subject to underwriting criteria)

  • Higher Repair Limits: Sports cars often require specialized repair services and parts that can be expensive. Your policy should cover these higher costs.

  • Track Day Coverage: Some sports car enthusiasts like to take their cars to the track. A specialized policy can provide coverage for these high-performance driving activities, which traditional policies typically exclude.

Tailored Insurance for Your High Performance Sports Car

Every sports car is different, and so are the needs of their owners. That’s why we offer flexible, customizable insurance packages designed to suit your specific situation. From comprehensive coverage to liability protection, we can tailor your policy to meet your driving habits and budget.

Finding good-quality insurance cover for a sports car at a sensible price is not easy, especially so if you have a sports car which is modified or you plan to modify.

Need to Insure can offer you competitive insurance quotations for Standard or Modified sports cars.

If you drive a sports car and need insurance, talk to the specialists at Need to Insure. No matter what make of performance sports car you drive our team can find the right insurance policy for you. We compare all our quotes to suit your individual needs, so you can be certain your car insurance is as unique as your car.

We can even include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

White Porche GT3RS

Performance / Sports Car Insurance

Just a small selection of the cars we can compare quotes on;
Porsche, Lamborghini, Bugatti, Ferrari, Jaguar, Mercedes AMG, Aston Martin, Subaru, Audi TT / R8, Maserati, Nissan GTR Skyline, McLaren, Ford Mustang GT / RS, Dodge Viper, Alfa Romeo, Chevrolet Corvette, BMW M Series, Honda NSX / Type R, plus many more…

sports car insurance
Call us for a tailored performance sports car insurance quote on 01623 720081.

Specialist Insurance

Classic Car Insurance & Laid Up Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

We know what the classic car enthusiast requires from an insurance policy.

Our insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more.

Classic Car Insurance isn’t about how cheap it is, its about how good the cover is should the worst happen. Trust Need to Insure to compare quotes for your classic car insurance.

We have teamed up with leading classic car insurers and provide a range of quotes to cover all the main classic car insurance requirements.

UK & Northern Ireland cover.

Classic car insurance policies can also include Track Day Insurance. If you need it, just ask.

All classic insurance motor policies are underwritten by leading companies.

Laid up off road insurance policies are available to cover your car whilst it’s off the road, see below for more information.

Is your Classic Car Modified?.

We can compare modified classic car insurance quotes on these as well.


VW GTI

 

Is your car to new to be a classic but used like one?.

We can compare quotes on these using our Modern / Future Classic Insurance Scheme.


Super Car

Need to Insure can provide cover from leading insurers for many makes of classic or modified classic cars including,

Austin, BMW, Citroen, Daimler, Fiat, Ford (inc RS, XR & Cosworth), Ferrari,  Hillman, Jaguar, Jensen, Lotus, Lamborghini, McLaren, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Reliant, Rolls Royce, Rover, Sunbeam, Triumph, Vauxhall, VW, Wolseley and many many more please call with your requirements.

If you love your classic car you will love our classic car insurance prices.

Call us on 01623 720081 for your free no obligation quotation.

Don’t forget to mention you are a club member to receive your discount.

Jaguar E Type

Laid up / SORN classic car insurance cover

Protect your classic car in the event of accidental damage, or fire and theft, while your vehicle is off the road being restored or over the winter period. Laid up cover is only available for cars that are kept garaged.
Call 01623 720081 for a quote.

If you’re looking for competitive rates on your classic car insurance or laid up, off road garage insurance cover, then you need to talk to our classic car insurance quote team on 01623 720081.
Need to Insure have been placing classic car insurance with the leading insurance providers for many years, so you’re in good hands.

Laid up Insurance

 

Special Cars

We have the pleasure of placing the insurance cover on a Genuine Black Ford Escort RS Turbo S1.
This is said to have been used as a decoy car for the late Princess Diana as she also drove a Black Escort RS Turbo Series One and it’s believed to be only 1 of 3 genuine ones made.


Ford Escort


Classic Car Insurance

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Need to Insure Classic Car Insurance

High Performance Car & Sports Car Insurance

Posted on Updated on by RayBostromCategories:Car Insurance, Specialist Vehicle

Have you called an insurance company and they don’t know the performance car you drive?
Do they know the difference between a BMW M3 or Z3, a Ferrari 360 or a 430?

Our car insurance specialists know the difference! We are specialists in high performance car insurance and have a passion for the cars you drive – please contact us for a cheap high performance car insurance quote.

Our specialist performance car team have a wealth of experience in this area. Our attention to detail and ability to supply you with the best possible quote suited to your particular needs ensures we provide insurance quotes at the most competitive price.

We are sure that you will be delighted with the service and support you receive from Need to Insure. Most of our existing clients have been using us for their specialist insurance for many years and are happy to recommend us to a friend or colleague who requires a performance car insurance quote. We are proud to be able to offer high performance car insurance quotes specifically designed to cater for all makes of high performance cars giving you peace of mind in knowing that your pride and joy has the right insurance cover.

Do you own an older performance car?. talk to us about our classic performance car insurance scheme this could save you money.

Do you do track days?
Ask us to quote you to include Track Day Cover, Track days must be ran in association with the Association of Track Day Organisers

Is your performance car modified?
We can compare insurance quotes for modified performance cars as well.

Audi performance car insurance

Specialist Insurance Cover