Modified Car Insurance Quotes

Finding a good-quality modified car insurance quote at a sensible price is not easy.

If you have a modified car or modified imported car then you’ve found the right place.

Need to Insure can offer you competitive modified car insurance quotations for your specialist modified car.

We know the difference between a slightly modified car fitted with alloys, exhaust and an air filter to heavily modified car with a big BHP increase, engine transplant or major body modifications.

Our team also understand that roll cages are different to show cages.

No matter what type of modified car you drive, our team can find the right policy for you.

We compare from the leading modified car insurance companies to offer you a policy to suit your individual needs.

We can also offer quotes for Northern Ireland as well as the UK. So you can be certain your modified car insurance quote is as unique as your modified car.

We can also include the following options subject to acceptability.

Please ask for details when obtaining a modified car insurance quotation.

If you drive a modified car regardless of the modifications then talk to one of our team on 01623 720081.

Modified BMW

Imported Car Insurance

Modified Ford Escort RS Turbo S2, Insured on a MODIFIED CLASSIC CAR INSURANCE Policy

Ford RS Engine Bay

Compare your modified car insurance with Need to Insure today.

If you’re looking for competitive rates on your modified car insurance, then talk to our modified car insurance team on 01623 720081.
Need to Insure have been comparing modified car insurance with the leading insurance providers for many years, so you’re in good hands.

Ford Escort Cosworth
From Modified Cosworth insurance to Modified Evo insurance we can compare quotes for them all.

Contact us on 01623 720081 and let us compare quotes for your modified car insurance from the insurance broker who knows their modified cars.

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Need to Insure Quote Comparison

Modern Classic Car Insurance

Modern Classic Car Insurance: Protect Your Legacy on the Road

At Need to Insure, we understand that your modern classic car isn’t just a vehicle—it’s a part of your identity, your passion, and your legacy, as a result our Modern Classic Car Insurance provides the coverage your prized possession deserves.

What is Modern Classic Car Insurance?

Modern classic cars are vehicles that combine timeless design with contemporary performance. Typically, these cars are 0 – 19 years old, blending nostalgia with modern-day engineering. As these cars continue to appreciate in value, because of this they require specialized insurance to properly safeguard their unique characteristics.

Why Choose Us?

At Need to Insure, we’re car enthusiasts just like you. Additionally we know that modern classic cars aren’t just transportation—they’re a statement. That’s why our policies are tailored to meet the needs of drivers who own vehicles with a unique blend of history, style, and performance.

  • Tailored Plans: We offer flexible, customizable plans to suit your driving habits, whether you’re a weekend cruiser or a daily driver.

  • Agreed Value : Unlike standard insurance, in the event of a total loss, you’ll receive the full insured amount, ensuring that your car can be replaced with one of similar condition, not just market value (Subject to underwriting terms)

  • Dedicated Claims Support: In the unfortunate event of a claim, we offer fast, reliable support from a team that knows classic cars inside and out.

Additional Benefits available with Modern Classic Car Insurance

  1. Agreed Value Coverage: We value your car for what it’s truly worth, not the depreciated market value other insurers may offer.

  2. Expert Care: Our experienced agents understand the nuances of modern classics, from limited-edition engines to unique bodywork, ensuring you get the right coverage.

  3. Flexible Usage: Whether you drive your car for weekend cruises, or only use it for shows and events, we tailor coverage to your usage.

  4. Competitive Rates: Because we use a panel of UK Insurance Companies you will get premium coverage at a price that reflects the actual value of your car, not its current market depreciation.

What Cars Qualify for Modern Classic Car Insurance?

Modern classics are vehicles that combine historical appeal with modern engineering, typically aged between 0 & 19 years. Some examples include:

  • Sports Cars (Porsche 911, Ford Focus RS, BMW M3)

  • Luxury Sedans (Audi S4, Mercedes-Benz CLK, Lexus IS-F)

  • Exotic Cars (Ferrari 355, Lamborghini Diablo, Aston Martin DB7)

  • Limited-Edition Models (Specialized runs or high-performance variants)

How It Works

  1. Get a Quote: First call our specialists to get a quote 01623 720081.

  2. Personalized Cover: Then customize your quote based on your car’s value, usage, and any specific needs you have, for example cover for modifications).

  3. Enjoy Peace of Mind: Once you’re covered, drive with confidence knowing that your modern classic car is protected by a policy built for its unique value.

We’re as passionate about your Modern Classic Car insurance as you are.

In fact Need to Insure work with some of the top insurance providers to offer quotes on a Modern Classic Car Insurance.

Although not all vehicles are suitable, if you’re unsure if your car qualifies, get in touch with us we’ll be happy help. Additionally if your car does not suit modern classic insurance we can determine the best insurance options.

Do you think that you have a car that will be a classic in the future?, then call us on 01623 720081 and let Need to Insure quote on our Modern Classic Insurance Scheme

These are an example of the cars that we quote on the Modern Classic Car Insurance Scheme.

Modern classic car insurance

The Focus RS Mk3 inc. The Blue Edition, Red Edition, and Heritage Model.
Ford

The Nissan GT R
Nismo GTR

BMW M Series
BMW M Series

BMW

Please call us to check if your car can be quoted on the modern classic insurance scheme.
Telephone 01623 720081

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Ford RS Owners Insurance Quotes

When it comes to insuring your RS, what ever model it is from the various Mk1 or MK2 Escort RS models (Mexico, RS1600, RS1800, RS2000), the Capri RS or the Escort RS1600i the Escort RS Turbo (Mk3 & Mk4), the ultra rare Escort RS1700T & RS200 the Fiesta RS Turbo or RS1800, the 3 Door Sierra RS Cosworth (inc RS500) the Sierra Sapphire RS Cosworth (inc 4×4 & Rouse Sport) and the Escort RS Cosworth (inc Monte Carlo), The Mk5 & 6 RS2000 and the Focus RS Mk1, Mk2 (inc RS500) or Mk3 Standard, Edition & Heritage Models
Whether it’s a Standard RS or a Modified RS we are happy to be able to offer rs owners insurance quotes at great prices. 

How do we do this?, because Need to Insure share the same passion as you.

Need to Insure has a 25+ year RS Owners Club member who knows RS’s. He also owns multiple RS owners club concours and national day winning cars.  (Pictured Below)

So whatever RS you own, we have the knowledge and experience to make sure you have the right cover in place, call us to discuss your own personal requirements.

Call us for a quote on 01623 720081 

RSOC Member Discounts (Membership Number Required)
Classic or Modern RS Vehicles
Agreed Values
Limited Mileage Discounts
Concours Cars
Modified Cars
Laid Up Cover
Track Day Insurance Cover (Single Day or Annual) in association with the Association of Track Day Organisers
Breakdown Cover
Inflatable Storage Device Cover (Please Ask)
Multi Vehicle Policies
We can even cover your Support Vehicles & Trailers

 

RS Insurance for RS Owners

 

Need to Insures own RS vehicles;

1992, Ford Escort RS Cosworth
RS Cosworth Insurance

1986, Genuine Black,  Ford Escort RS Turbo Series 1 (The Decoy Car)
Black Ford Escort RS Turbo

1985,  Ford Escort RS Turbo Series 1 (RS Owners Club 3x Concours Gold Cup Winner,)
White Fod Escort RS Turbo Series 1

2003, Ford Focus RS (MK1 Focus RS)
MK1 Ford Focus RS

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Ford 15m RS, 17m RS, Ford 20m RS, Ford Escort RS1600, Ford Capri RS2600, Ford Escort RS2000, Ford Capri RS3100, Ford Escort RS1800, Ford Escort RS Mexico, Ford Escort RS2000 Mk2, Ford Escort RS1600i, RS16i, Ford Escort RS RS17T RS1700T RS Turbo, Series 1, Series 2, Ford RS200, Ford Sierra RS Cosworth, Ford Sierra RS500 Cosworth, Ford Sierra Sapphire Cosworth, Ford Sierra Sapphire Cosworth 4×4. Ford Fiesta RS Turbo, Ford Escort RS2000 Mk5, Ford Escort RS Cosworth, Cossy, Cossie, Ford Fiesta RS1800, Ford Escort RS2000 4×4, Ford Focus RS Mk1, Mk2, Mk3, Ford Focus RS500

Prestige Car / Supercar Car Insurance

Super Car Insurance: Protect Your Dream Ride with the Best Coverage

At Need to Insure, we understand that owning a supercar isn’t just about speed and style—it’s about a lifestyle. That’s why our Super Car Insurance Cover is specifically designed to meet the unique needs of high-performance vehicles and their discerning owners. From Lamborghini to Ferrari, Porsche to McLaren, we offer comprehensive protection that goes above and beyond standard insurance.

Prestige / Supercar car insurance isn’t just normal car insurance.

Need to Insure know that you need the right cover in place to protect your pride and joy so call us today to discuss your needs and allow us to tailor a quote around you.

We have a specialist insurance scheme designed for prestige / Supercars from the leading UK insurance companies.

If you drive a prestige supercar and need insurance, talk to the specialists at Need to Insure. No matter what type of car you drive, our team can find the right policy for you. We tailor all our policies to suit your individual needs, so you can be certain your car insurance is as unique and as special as your car.

Why Choose Our Super Car Insurance?

Your supercar deserves the highest level of protection.

We can include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

 

Prestige / Supercar
Supercar Car Insurance

We also have the facility to cover your Supercar as a classic car if you have zero no claim bonus to use and you limit the mileage, for more information please click on the Modern Classic Car  Insurance box below.

Supercar Car Insurance

Please call us for details on 01623 720081 so we can compare insurance quotes for you.

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Sports Car / High Performance Car Insurance

High Performance / Sports Car Insurance: Protect Your Dream Ride with Confidence

Owning a sports car is more than just having a mode of transportation—it’s a passion, a statement, and a symbol of your hard work. But with the exhilarating performance and sleek designs come higher risks. Whether you drive a high-powered Lamborghini, a track-ready Porsche, or a classic Corvette, it’s crucial to have the right insurance coverage to safeguard your prized possession.

Why You Need Specialized Sports Car Insurance

Sports cars are not like regular vehicles. They come with unique challenges when it comes to insurance, including higher repair costs, increased risk of theft, and the need for specialized parts and expertise for maintenance. Standard car insurance policies may not offer the comprehensive protection your sports car deserves.

With sports car insurance, you’ll benefit from:

  • Comprehensive Coverage: Get protection against theft, vandalism, fire, and natural disasters—important for high-value vehicles.

  • Agreed Value Coverage: With sports cars, depreciation doesn’t always apply. Agreed value insurance means you and your insurer agree on the car’s worth upfront, so you get the full value in case of a total loss. (Subject to underwriting criteria)

  • Higher Repair Limits: Sports cars often require specialized repair services and parts that can be expensive. Your policy should cover these higher costs.

  • Track Day Coverage: Some sports car enthusiasts like to take their cars to the track. A specialized policy can provide coverage for these high-performance driving activities, which traditional policies typically exclude.

Tailored Insurance for Your High Performance Sports Car

Every sports car is different, and so are the needs of their owners. That’s why we offer flexible, customizable insurance packages designed to suit your specific situation. From comprehensive coverage to liability protection, we can tailor your policy to meet your driving habits and budget.

Finding good-quality insurance cover for a sports car at a sensible price is not easy, especially so if you have a sports car which is modified or you plan to modify.

Need to Insure can offer you competitive insurance quotations for Standard or Modified sports cars.

If you drive a sports car and need insurance, talk to the specialists at Need to Insure. No matter what make of performance sports car you drive our team can find the right insurance policy for you. We compare all our quotes to suit your individual needs, so you can be certain your car insurance is as unique as your car.

We can even include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

White Porche GT3RS

Performance / Sports Car Insurance

Just a small selection of the cars we can compare quotes on;
Porsche, Lamborghini, Bugatti, Ferrari, Jaguar, Mercedes AMG, Aston Martin, Subaru, Audi TT / R8, Maserati, Nissan GTR Skyline, McLaren, Ford Mustang GT / RS, Dodge Viper, Alfa Romeo, Chevrolet Corvette, BMW M Series, Honda NSX / Type R, plus many more…

sports car insurance
Call us for a tailored performance sports car insurance quote on 01623 720081.

Specialist Insurance