Modified Car Insurance Quotes

Finding a good-quality modified car insurance quote at a sensible price is not easy.

If you have a modified car or modified imported car then you’ve found the right place.

Need to Insure can offer you competitive modified car insurance quotations for your specialist modified car.

We know the difference between a slightly modified car fitted with alloys, exhaust and an air filter to heavily modified car with a big BHP increase, engine transplant or major body modifications.

Our team also understand that roll cages are different to show cages.

No matter what type of modified car you drive, our team can find the right policy for you.

We compare from the leading modified car insurance companies to offer you a policy to suit your individual needs.

We can also offer quotes for Northern Ireland as well as the UK. So you can be certain your modified car insurance quote is as unique as your modified car.

We can also include the following options subject to acceptability.

Please ask for details when obtaining a modified car insurance quotation.

If you drive a modified car regardless of the modifications then talk to one of our team on 01623 720081.

Modified BMW

Imported Car Insurance

Modified Ford Escort RS Turbo S2, Insured on a MODIFIED CLASSIC CAR INSURANCE Policy

Ford RS Engine Bay

Compare your modified car insurance with Need to Insure today.

If you’re looking for competitive rates on your modified car insurance, then talk to our modified car insurance team on 01623 720081.
Need to Insure have been comparing modified car insurance with the leading insurance providers for many years, so you’re in good hands.

Ford Escort Cosworth
From Modified Cosworth insurance to Modified Evo insurance we can compare quotes for them all.

Contact us on 01623 720081 and let us compare quotes for your modified car insurance from the insurance broker who knows their modified cars.

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Modern Classic Car Insurance

Modern Classic Car Insurance: Protect Your Legacy on the Road

At Need to Insure, we understand that your modern classic car isn’t just a vehicle—it’s a part of your identity, your passion, and your legacy, as a result our Modern Classic Car Insurance provides the coverage your prized possession deserves.

What is Modern Classic Car Insurance?

Modern classic cars are vehicles that combine timeless design with contemporary performance. Typically, these cars are 0 – 19 years old, blending nostalgia with modern-day engineering. As these cars continue to appreciate in value, because of this they require specialized insurance to properly safeguard their unique characteristics.

Why Choose Us?

At Need to Insure, we’re car enthusiasts just like you. Additionally we know that modern classic cars aren’t just transportation—they’re a statement. That’s why our policies are tailored to meet the needs of drivers who own vehicles with a unique blend of history, style, and performance.

  • Tailored Plans: We offer flexible, customizable plans to suit your driving habits, whether you’re a weekend cruiser or a daily driver.

  • Agreed Value : Unlike standard insurance, in the event of a total loss, you’ll receive the full insured amount, ensuring that your car can be replaced with one of similar condition, not just market value (Subject to underwriting terms)

  • Dedicated Claims Support: In the unfortunate event of a claim, we offer fast, reliable support from a team that knows classic cars inside and out.

Additional Benefits available with Modern Classic Car Insurance

  1. Agreed Value Coverage: We value your car for what it’s truly worth, not the depreciated market value other insurers may offer.

  2. Expert Care: Our experienced agents understand the nuances of modern classics, from limited-edition engines to unique bodywork, ensuring you get the right coverage.

  3. Flexible Usage: Whether you drive your car for weekend cruises, or only use it for shows and events, we tailor coverage to your usage.

  4. Competitive Rates: Because we use a panel of UK Insurance Companies you will get premium coverage at a price that reflects the actual value of your car, not its current market depreciation.

What Cars Qualify for Modern Classic Car Insurance?

Modern classics are vehicles that combine historical appeal with modern engineering, typically aged between 0 & 19 years. Some examples include:

  • Sports Cars (Porsche 911, Ford Focus RS, BMW M3)

  • Luxury Sedans (Audi S4, Mercedes-Benz CLK, Lexus IS-F)

  • Exotic Cars (Ferrari 355, Lamborghini Diablo, Aston Martin DB7)

  • Limited-Edition Models (Specialized runs or high-performance variants)

How It Works

  1. Get a Quote: First call our specialists to get a quote 01623 720081.

  2. Personalized Cover: Then customize your quote based on your car’s value, usage, and any specific needs you have, for example cover for modifications).

  3. Enjoy Peace of Mind: Once you’re covered, drive with confidence knowing that your modern classic car is protected by a policy built for its unique value.

We’re as passionate about your Modern Classic Car insurance as you are.

In fact Need to Insure work with some of the top insurance providers to offer quotes on a Modern Classic Car Insurance.

Although not all vehicles are suitable, if you’re unsure if your car qualifies, get in touch with us we’ll be happy help. Additionally if your car does not suit modern classic insurance we can determine the best insurance options.

Do you think that you have a car that will be a classic in the future?, then call us on 01623 720081 and let Need to Insure quote on our Modern Classic Insurance Scheme

These are an example of the cars that we quote on the Modern Classic Car Insurance Scheme.

Modern classic car insurance

The Focus RS Mk3 inc. The Blue Edition, Red Edition, and Heritage Model.
Ford

The Nissan GT R
Nismo GTR

BMW M Series
BMW M Series

BMW

Please call us to check if your car can be quoted on the modern classic insurance scheme.
Telephone 01623 720081

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Modified Classic Car Insurance

Modified classic car insurance requires an understanding of what modifications you have done to your classic car, not just ticking a box on a website and hoping your modifications are covered.
Our modified classic car insurance cover incorporates things such as Agreed values, Limited mileage, Club member discount, Salvage retention and much more.

Need to Insure have teamed up with some major modified classic car insurers and provide a range of policies to cover the modifications you have done to your classic car. Policies can also include Track Day Cover for your modified classic if you need it.

All modified classic motor policies are underwritten by leading companies so complete piece of mind in the event of a claim, we can also offer quotes for Northern Ireland.

Laid up policies are also available to cover your pride and joy whilst off the road being modified/built.

If you love modifying your classic car you will love our modified classic car insurance quotes,

Contact Us on 01623 720081 to get your free modified classic car insurance quotation. 

BMW

Buy your Modified Classic Car Insurance with Need to Insure today.

If you’re looking for competitive rates on your modified classic car insurance, then you need to talk to our modified classic car insurance quote team on 01623 720081. Need to Insure have been placing modified classic car insurance with the leading insurance providers for many years, so you’re in good hands.

Don’t forget to mention you are a club member to receive your discount.

 

Laid up cover

Protect your modified classic project in the event of accidental damage, or fire and theft, while your vehicle is off the road being modified or over the winter period. Call 01623 720081 for a quote.

Laid Up Insurance

 

Got a Modern car that’s modified ?

Modified Car Insurance

 

 

 

Need to Insure can provide cover from leading insurers for many makes of modified or modified classic cars including, Austin, BMW, Citroen, Daimler, Fiat, Ford (inc RS, XR, ST & Cosworth), Hillman, Jaguar, Jensen, Lotus, Mercedes, MG, Mini, Morgan, Morris, Peugeot, Porsche, Renault, Reliant, Rover, Sunbeam, Triumph, Vauxhall, VW, Wolseley plus many many more please call with your requirements.

 

 

 

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Need to Insure Insurance Specialist