Modern Classic Car Insurance

Modern Classic Car Insurance: Protect Your Legacy on the Road

At Need to Insure, we understand that your modern classic car isn’t just a vehicle—it’s a part of your identity, your passion, and your legacy, as a result our Modern Classic Car Insurance provides the coverage your prized possession deserves.

What is Modern Classic Car Insurance?

Modern classic cars are vehicles that combine timeless design with contemporary performance. Typically, these cars are 0 – 19 years old, blending nostalgia with modern-day engineering. As these cars continue to appreciate in value, because of this they require specialized insurance to properly safeguard their unique characteristics.

Why Choose Us?

At Need to Insure, we’re car enthusiasts just like you. Additionally we know that modern classic cars aren’t just transportation—they’re a statement. That’s why our policies are tailored to meet the needs of drivers who own vehicles with a unique blend of history, style, and performance.

  • Tailored Plans: We offer flexible, customizable plans to suit your driving habits, whether you’re a weekend cruiser or a daily driver.

  • Agreed Value : Unlike standard insurance, in the event of a total loss, you’ll receive the full insured amount, ensuring that your car can be replaced with one of similar condition, not just market value (Subject to underwriting terms)

  • Dedicated Claims Support: In the unfortunate event of a claim, we offer fast, reliable support from a team that knows classic cars inside and out.

Additional Benefits available with Modern Classic Car Insurance

  1. Agreed Value Coverage: We value your car for what it’s truly worth, not the depreciated market value other insurers may offer.

  2. Expert Care: Our experienced agents understand the nuances of modern classics, from limited-edition engines to unique bodywork, ensuring you get the right coverage.

  3. Flexible Usage: Whether you drive your car for weekend cruises, or only use it for shows and events, we tailor coverage to your usage.

  4. Competitive Rates: Because we use a panel of UK Insurance Companies you will get premium coverage at a price that reflects the actual value of your car, not its current market depreciation.

What Cars Qualify for Modern Classic Car Insurance?

Modern classics are vehicles that combine historical appeal with modern engineering, typically aged between 0 & 19 years. Some examples include:

  • Sports Cars (Porsche 911, Ford Focus RS, BMW M3)

  • Luxury Sedans (Audi S4, Mercedes-Benz CLK, Lexus IS-F)

  • Exotic Cars (Ferrari 355, Lamborghini Diablo, Aston Martin DB7)

  • Limited-Edition Models (Specialized runs or high-performance variants)

How It Works

  1. Get a Quote: First call our specialists to get a quote 01623 720081.

  2. Personalized Cover: Then customize your quote based on your car’s value, usage, and any specific needs you have, for example cover for modifications).

  3. Enjoy Peace of Mind: Once you’re covered, drive with confidence knowing that your modern classic car is protected by a policy built for its unique value.

We’re as passionate about your Modern Classic Car insurance as you are.

In fact Need to Insure work with some of the top insurance providers to offer quotes on a Modern Classic Car Insurance.

Although not all vehicles are suitable, if you’re unsure if your car qualifies, get in touch with us we’ll be happy help. Additionally if your car does not suit modern classic insurance we can determine the best insurance options.

Do you think that you have a car that will be a classic in the future?, then call us on 01623 720081 and let Need to Insure quote on our Modern Classic Insurance Scheme

These are an example of the cars that we quote on the Modern Classic Car Insurance Scheme.

Modern classic car insurance

The Focus RS Mk3 inc. The Blue Edition, Red Edition, and Heritage Model.
Ford

The Nissan GT R
Nismo GTR

BMW M Series
BMW M Series

BMW

Please call us to check if your car can be quoted on the modern classic insurance scheme.
Telephone 01623 720081

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Need to Insure Insurance Specialist

Subaru Impreza Insurance

Subaru Insurance

Need to Insure have been trading in the specialist vehicle market since 2002.

We are delighted to have been asked to be part of the Subaru RB5 owners club and the Subaru RB320 owners club as an officially endorsed insurance specialist.

We are also pleased to be able to offer policies for all your vehicles Modified or Standard as well as Imported and Classic versions.

RB5

 

 

 

 

 

 

 

 

Why Choose Need to Insure?

Track Day Cover can be included for your Subaru (please request at time of quotation)
Commuting and business use can be included if required. (additional cost may apply)
Agreed value policies subject to underwriting criteria
Modifications Covered (except nitrous oxide, NOS)
Single Track Day Cover policies available
Multi vehicle policies and discounts
Limited mileage policies
Special club membership discounts
Parade laps can be included with no additional cost on certain annual policies (please inform at time of quotation)

We have various insurance schemes available with different underwriters each one can be tailored to your own individual needs.

What to do next.

Please feel free to Contact Us on 01623 720081 to find out more about us and the products available.

Subaru RB320

WELL DONE to Maxxed Ross from the RB320 Forum who won the picture competition with this picture

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Need To Insure Insurance Specialists

22B JDM Wide bodied 2.2 litre special edition WRX 4 door First Impreza Turbo WRX  MY95 260 4 door WRX  220 5 door WRX  280 STi, modified from production WRX Sti RA Sti RA V Limited V-Limited Special edition Sti 2 door coupe Sti R 555  2 door Sti V6 R R V Limited  edition Sti Special edition

Sti V6 WRX RA V6 WRX RA V Limited Special edition RA Bug eye WRX UK JDM WRX Sti Type-UK Prodrive WRX Sti RA Spec C Limited WR Limited S202 Uk300 Wrx 300 WRX NB-R Blob eye  WRX V8  WRX V8 JDM Blob eye WRX Sti V8 WRX Sti V8 JDM WRX STI V-Limited JDM WRX Sti RA V8

V8 Spec C V8 Spec C Limited V8 Spec C WR LimitedWR1  Type 25 S204 Hawk eye WRX V9 WRX WRX Sti V9 UK  WRX Sti WRX Sti RA  JDM Spec C Spec C Limited  Spec C WR Limited  Spec C JDM STI Type RA-R A Line Spec D RB320 WRX  Type 20 type 25 Spec C GP Edition WRX STi A-Line  WRX STi R Concept WRX Spec C Type RA-R Hawk eye WRX Spec C Type RA 1.8GL (Turbo Version) 2.0 GL AWD  SPORT MY WAGON PPP  Terzo UK Special edition Catalunya UK Special edition RB5 UK Special edition RB320 WR Special edition McRae UK Special edition P1 UK Special edition 22B Type series McRae prodrive performance pack 

Sports Car / High Performance Car Insurance

High Performance / Sports Car Insurance: Protect Your Dream Ride with Confidence

Owning a sports car is more than just having a mode of transportation—it’s a passion, a statement, and a symbol of your hard work. But with the exhilarating performance and sleek designs come higher risks. Whether you drive a high-powered Lamborghini, a track-ready Porsche, or a classic Corvette, it’s crucial to have the right insurance coverage to safeguard your prized possession.

Why You Need Specialized Sports Car Insurance

Sports cars are not like regular vehicles. They come with unique challenges when it comes to insurance, including higher repair costs, increased risk of theft, and the need for specialized parts and expertise for maintenance. Standard car insurance policies may not offer the comprehensive protection your sports car deserves.

With sports car insurance, you’ll benefit from:

  • Comprehensive Coverage: Get protection against theft, vandalism, fire, and natural disasters—important for high-value vehicles.

  • Agreed Value Coverage: With sports cars, depreciation doesn’t always apply. Agreed value insurance means you and your insurer agree on the car’s worth upfront, so you get the full value in case of a total loss. (Subject to underwriting criteria)

  • Higher Repair Limits: Sports cars often require specialized repair services and parts that can be expensive. Your policy should cover these higher costs.

  • Track Day Coverage: Some sports car enthusiasts like to take their cars to the track. A specialized policy can provide coverage for these high-performance driving activities, which traditional policies typically exclude.

Tailored Insurance for Your High Performance Sports Car

Every sports car is different, and so are the needs of their owners. That’s why we offer flexible, customizable insurance packages designed to suit your specific situation. From comprehensive coverage to liability protection, we can tailor your policy to meet your driving habits and budget.

Finding good-quality insurance cover for a sports car at a sensible price is not easy, especially so if you have a sports car which is modified or you plan to modify.

Need to Insure can offer you competitive insurance quotations for Standard or Modified sports cars.

If you drive a sports car and need insurance, talk to the specialists at Need to Insure. No matter what make of performance sports car you drive our team can find the right insurance policy for you. We compare all our quotes to suit your individual needs, so you can be certain your car insurance is as unique as your car.

We can even include the following options subject to acceptability.

Please ask for details when obtaining a quotation.

White Porche GT3RS

Performance / Sports Car Insurance

Just a small selection of the cars we can compare quotes on;
Porsche, Lamborghini, Bugatti, Ferrari, Jaguar, Mercedes AMG, Aston Martin, Subaru, Audi TT / R8, Maserati, Nissan GTR Skyline, McLaren, Ford Mustang GT / RS, Dodge Viper, Alfa Romeo, Chevrolet Corvette, BMW M Series, Honda NSX / Type R, plus many more…

sports car insurance
Call us for a tailored performance sports car insurance quote on 01623 720081.

Specialist Insurance