Temporary insurance or Short term insurance is a policy you can use to cover yourself on most types of cars, vans or motorbikes without risk of effecting your No Claims Bonus should the worst happen.
This insurance can be used to cover a vehicle temporarily until more permanent insurance is arranged or it can be used on top of a regular policy, so that if you are borrowing or loaning a vehicle, the no claims built up on the regular policy will not be affected should an accident occur.
What are the benefits to temporary insurance?
If you are driving another vehicle it can be more beneficial to take out a separate policy for yourself rather than being added to the owners’ annual insurance or driving their vehicle under your insurance.
A separate policy can cover you fully comprehensive where relying on your own policy doesn’t always mean you are covered and it is unlikely to be on a fully comprehensive basis. It can also be cheaper and save time and hassle making changes to someone else’s policy.
You can also use a temporary policy if you want to test drive or drive away a vehicle you have just bought and have yet to arrange permanent insurance.
How do I get a temporary insurance quote online?
Need to Insure have different providers of temporary cover and one may be more competitive than the other, please click the buttons below to quote and buy online.
Impounded Car Insurance Cover
Impounded car insurance can assist you in the release of an impounded car. When you produce your car documentation at the impound, you will be required to produce insurance documentation valid for a minimum of 30 days. Not all policies are acceptable, as some standard insurance policies specifically exclude use for releasing cars from impounds.
These impound policies meets the minimum legal requirement to release your vehicle from an impound.
If you looking for annual cover then please select one of the drop down links from our home page