Modern Classic Car Insurance: Protect Your Legacy on the Road
At Need to Insure, we understand that your modern classic car isn’t just a vehicle—it’s a part of your identity, your passion, and your legacy, as a result our Modern Classic Car Insurance provides the coverage your prized possession deserves.
What is Modern Classic Car Insurance?
Modern classic cars are vehicles that combine timeless design with contemporary performance. Typically, these cars are 0 – 19 years old, blending nostalgia with modern-day engineering. As these cars continue to appreciate in value, because of this they require specialized insurance to properly safeguard their unique characteristics.
Why Choose Us?
At Need to Insure, we’re car enthusiasts just like you. Additionally we know that modern classic cars aren’t just transportation—they’re a statement. That’s why our policies are tailored to meet the needs of drivers who own vehicles with a unique blend of history, style, and performance.
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Tailored Plans: We offer flexible, customizable plans to suit your driving habits, whether you’re a weekend cruiser or a daily driver.
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Agreed Value : Unlike standard insurance, in the event of a total loss, you’ll receive the full insured amount, ensuring that your car can be replaced with one of similar condition, not just market value (Subject to underwriting terms)
- Dedicated Claims Support: In the unfortunate event of a claim, we offer fast, reliable support from a team that knows classic cars inside and out.
Additional Benefits available with Modern Classic Car Insurance
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Agreed Value Coverage: We value your car for what it’s truly worth, not the depreciated market value other insurers may offer.
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Expert Care: Our experienced agents understand the nuances of modern classics, from limited-edition engines to unique bodywork, ensuring you get the right coverage.
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Flexible Usage: Whether you drive your car for weekend cruises, or only use it for shows and events, we tailor coverage to your usage.
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Competitive Rates: Because we use a panel of UK Insurance Companies you will get premium coverage at a price that reflects the actual value of your car, not its current market depreciation.
What Cars Qualify for Modern Classic Car Insurance?
Modern classics are vehicles that combine historical appeal with modern engineering, typically aged between 0 & 19 years. Some examples include:
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Sports Cars (Porsche 911, Ford Focus RS, BMW M3)
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Luxury Sedans (Audi S4, Mercedes-Benz CLK, Lexus IS-F)
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Exotic Cars (Ferrari 355, Lamborghini Diablo, Aston Martin DB7)
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Limited-Edition Models (Specialized runs or high-performance variants)
How It Works
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Get a Quote: First call our specialists to get a quote 01623 720081.
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Personalized Cover: Then customize your quote based on your car’s value, usage, and any specific needs you have, for example cover for modifications).
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Enjoy Peace of Mind: Once you’re covered, drive with confidence knowing that your modern classic car is protected by a policy built for its unique value.
We’re as passionate about your Modern Classic Car insurance as you are.
In fact Need to Insure work with some of the top insurance providers to offer quotes on a Modern Classic Car Insurance.
Although not all vehicles are suitable, if you’re unsure if your car qualifies, get in touch with us we’ll be happy help. Additionally if your car does not suit modern classic insurance we can determine the best insurance options.
- Limited Mileage Discounts
- Owners Club Discounts
- Track Day Insurance Cover Available
- Agreed Values
- Laid up Policies
- Wide variety of vehicles covered
- Modification Cover
- Quotes available for Northern Ireland
- Multi vehicle options
Do you think that you have a car that will be a classic in the future?, then call us on 01623 720081 and let Need to Insure quote on our Modern Classic Insurance Scheme
These are an example of the cars that we quote on the Modern Classic Car Insurance Scheme.
The Focus RS Mk3 inc. The Blue Edition, Red Edition, and Heritage Model.
The Nissan GT R
BMW M Series
Please call us to check if your car can be quoted on the modern classic insurance scheme.
Telephone 01623 720081
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